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Those two benefits set it apart among secured cards and make it one of the best for those with no, or very low, credit. However, if you don't do it right the first time, it gets much harder. 1500 balance on my Discover it card. In a few cases, a card with a shorter intro offer may be worth it for its which free service is best benefits but if balance transfers are can a mortgage broker help with bad credit primary intended use, then the longer the better. If something bad happened because your sister was there, could you trust your mother to tell you about it. Primary spending is gas and groceries right now with some dining but that's very little.
If you can afford it, then it can be a good idea to set up a direct debit to pay off the balance of the card automatically each month.